Student loans important links

https://studentaid.gov/ Federal student age web page

https://studentaid.gov/h/apply-for-aid/fafsa The FAFSA form
What is the FAFA form?
The Free Application for Federal Student Aid (FAFSA) is the form students need to fill out in order to get any financial aid from the federal government

https://studentaid.gov/debt-relief-announcement
The Biden-Harris Administration’s Student Debt Relief Plan Explained

A federal court issued an injunction preventing the U.S. Department of Education from implementing parts of the Saving on a Valuable Education (SAVE) Plan and other IDR plans, including—for example—SAVE’s monthly payment formula and loan forgiveness under the SAVE, PAYE, and ICR Plans. We will continue to update StudentAid.gov/saveaction with more information.
https://studentaid.gov/announcements-events/save-court-actions

What is forbearance student loans?
If you are in forbearance, it means you won't have to make a payment, or you can temporarily make a smaller payment. However, you are not making any progress toward forgiveness or paying back your loan.
https://studentaid.gov/manage-loans/lower-payments/get-temporary-relief/...

What is IDR student loans?
https://studentaid.gov/idr/
IDR stands for ncome-driven repayment. IDR plans allow for a lower monthly payment compared to other plans because they are based on your income and family size rather than your loan amount.

What is SAVE student loans?
https://studentaid.gov/announcements-events/save-plan
SAVE stands for Saving on a Valuable Education. If you are in a SAVE Plan, your monthly payment is calculated on the basis of your income and family size.

The SAVE Plan replaced the Revised Pay As You Earn (REPAYE) Plan. Borrowers who were on the REPAYE Plan automatically get the benefits of the SAVE Plan.